Terms of Service
Effective Date: August 15, 2026
Last Updated: August 15, 2026
Welcome to Tefisc Fact Engine (“Tefisc,” “we,” “us,” or “our”).
These Terms & Conditions (“Terms”) govern your access to and use of the Tefisc Fact Engine website available at:
By accessing or using Tefisc, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the website.
1. About Tefisc Fact Engine
Tefisc Fact Engine is an online information and content platform that publishes articles, facts, news, analysis, explanations, and other informational material.
Our content may cover categories including:
- Business
- Entertainment
- Environment
- Finance
- General
- Health
- Politics
- Science
- Space
- Sports
- Technology
The information published on Tefisc is provided for general informational and educational purposes.
2. Acceptance of These Terms
By accessing, browsing, or using Tefisc, you confirm that:
- You have read these Terms;
- You understand these Terms;
- You agree to comply with these Terms; and
- Your use of the website complies with applicable laws and regulations.
If you are using Tefisc on behalf of another person or organization, you represent that you have authority to accept these Terms on their behalf.
3. Permitted Use
You may use Tefisc for lawful personal, informational, educational, and non-commercial purposes, subject to these Terms.
You may:
- Browse and read publicly available content;
- Share links to Tefisc pages;
- Refer others to Tefisc content;
- Print or save reasonable copies for personal use where permitted by law.
You must not use Tefisc in a way that violates applicable laws or these Terms.
4. Prohibited Activities
You must not:
- Use Tefisc for unlawful purposes;
- Attempt to gain unauthorized access to the website or its systems;
- Interfere with website security or operation;
- Introduce viruses, malware, malicious code, or harmful software;
- Attempt to overload, disrupt, or damage the website;
- Scrape, crawl, harvest, or systematically collect website content without authorization;
- Copy or reproduce substantial portions of Tefisc content without permission;
- Republish Tefisc articles in their entirety without authorization;
- Use automated systems to access the website in a manner that adversely affects its operation;
- Impersonate Tefisc, its personnel, contributors, or other users;
- Use Tefisc content to create misleading or fraudulent material;
- Circumvent technical measures designed to protect the website or its content;
- Use the website to distribute unlawful, defamatory, threatening, abusive, or harmful material.
We reserve the right to restrict or terminate access where we reasonably believe these Terms have been violated.
5. Intellectual Property
Unless otherwise indicated, the website and its original content, including:
- Articles
- Written material
- Website design
- Graphics
- Logos
- Branding
- Layout
- Original images
- Databases
- Software
- Other original materials
are owned by or licensed to Tefisc Fact Engine and are protected by applicable intellectual-property laws.
Bangladesh's Copyright Act, 2023 recognizes copyright protection for various literary, artistic, digital, database, and other works.
Nothing in these Terms grants you ownership of Tefisc's intellectual property.
6. Limited Permission to Use Content
Unless expressly permitted by Tefisc or applicable law, you may not reproduce, modify, distribute, publish, sell, license, publicly display, or commercially exploit substantial portions of Tefisc content.
You may link to an article on Tefisc provided that:
- The link is not misleading;
- You do not falsely imply endorsement or affiliation;
- You do not misrepresent the content;
- You do not reproduce the entire article without permission.
Brief quotations may be used where legally permitted and appropriately attributed.
7. Third-Party Content
Some material appearing on Tefisc may include information, references, images, quotations, links, data, or other material originating from third parties.
Where third-party material is used, applicable attribution, licensing, permissions, or legal exceptions may apply.
Tefisc does not claim ownership of third-party material where ownership belongs to another person or organization.
If you believe material published on Tefisc infringes your copyright or other rights, please contact us with sufficient information for us to investigate the matter.
8. Accuracy of Information
We make reasonable efforts to provide useful, accurate, and reliable information.
However, Tefisc does not guarantee that every article, fact, statistic, quotation, image, analysis, or other piece of information published on the website will always be:
- Complete;
- Accurate;
- Current;
- Error-free; or
- Suitable for every purpose.
Information may change after an article is published.
We may correct, update, modify, or remove content when appropriate.
9. No Professional Advice
Tefisc publishes general informational content and does not provide individualized professional advice merely by publishing an article.
In particular, content concerning:
- Health;
- Finance;
- Investments;
- Business;
- Politics;
- Law;
- Science; or
- Other specialized subjects
should not automatically be treated as professional advice.
You should consult an appropriately qualified professional when professional advice is necessary.
10. Health Information
Health-related content published by Tefisc is intended for general informational and educational purposes.
Nothing on Tefisc should be interpreted as medical diagnosis, treatment, or personalized medical advice.
Do not delay seeking professional medical assistance because of information you read on Tefisc.
11. Finance and Investment Information
Financial and investment-related content is provided for general informational purposes.
Tefisc does not guarantee financial results or investment performance.
You are responsible for conducting your own research and obtaining appropriate professional advice before making financial or investment decisions.
12. Politics and Public Affairs
Tefisc may publish content concerning politics, governments, elections, public officials, public policy, and other public-affairs topics.
Political content represents information published for informational purposes and should not automatically be interpreted as an endorsement of any political party, candidate, organization, or ideology unless expressly stated.
13. User-Submitted Content
If Tefisc allows users to submit comments, messages, feedback, suggestions, or other content (“User Content”), you remain responsible for the content you submit.
By submitting User Content, you represent that:
- You have the right to submit the content;
- The content does not unlawfully infringe another person's rights;
- The content does not knowingly contain unlawful material;
- The content does not contain malicious software;
- The content does not violate these Terms.
Where technically and legally appropriate, you grant Tefisc a non-exclusive right to use, reproduce, display, moderate, or publish User Content for operating and promoting the website.
We may remove or refuse to publish User Content at our discretion where permitted by law.
14. Comments and Discussions
Where comments or other public interaction features are available, users must communicate responsibly.
We do not permit content that is unlawful, threatening, abusive, hateful, defamatory, fraudulent, or intended to harass or harm others.
Tefisc may moderate, edit, restrict, or remove comments and other submissions where appropriate.
15. External Links
Tefisc may contain links to third-party websites.
These links may be provided for convenience, reference, or additional information.
Tefisc does not control third-party websites and is not responsible for their:
- Content;
- Accuracy;
- Availability;
- Security;
- Privacy practices; or
- Terms and conditions.
Visiting a third-party website is at your own risk.
16. Advertising
Tefisc may display advertisements or promotional material from third parties.
We do not necessarily endorse every product, service, company, or claim appearing in third-party advertising.
Your interactions with advertisers are solely between you and the relevant advertiser unless otherwise stated.
17. Website Availability
We aim to keep Tefisc available and functioning properly, but we do not guarantee uninterrupted access.
The website may occasionally be unavailable because of:
- Maintenance;
- Technical problems;
- Hosting issues;
- Security incidents;
- Network problems;
- Updates;
- Circumstances beyond our reasonable control.
We may modify, suspend, or discontinue any part of the website at any time.
18. Security
You must not attempt to compromise the security of Tefisc or its infrastructure.
You must not:
- Attempt unauthorized login;
- Test vulnerabilities without authorization;
- Circumvent security controls;
- Introduce malicious software;
- Interfere with servers or networks;
- Attempt to access restricted areas.
Suspected security vulnerabilities should be reported responsibly to Tefisc rather than exploited.
19. Disclaimer of Warranties
To the maximum extent permitted by applicable law, Tefisc is provided on an “as is” and “as available” basis.
We make no warranties, express or implied, regarding:
- Website availability;
- Accuracy or completeness of content;
- Reliability of information;
- Fitness for a particular purpose;
- Non-infringement;
- Security; or
- Freedom from errors or harmful components.
Your use of the website is at your own risk.
20. Limitation of Liability
To the maximum extent permitted by applicable law, Tefisc Fact Engine and its owners, operators, contributors, employees, affiliates, and service providers will not be liable for losses or damages arising directly or indirectly from:
- Your use of the website;
- Your reliance on website content;
- Errors or omissions in published information;
- Website interruptions;
- Third-party websites or services;
- Technical failures;
- Unauthorized access;
- Loss of data; or
- Other circumstances relating to your use of Tefisc.
Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by applicable law.
21. Indemnification
To the extent permitted by applicable law, you agree to indemnify and hold harmless Tefisc Fact Engine, its owners, operators, employees, contributors, affiliates, and service providers from claims, losses, liabilities, damages, costs, and expenses arising from:
- Your violation of these Terms;
- Your unlawful use of the website;
- Your User Content;
- Your infringement of another person's rights; or
- Your violation of applicable laws.
22. Copyright Complaints
If you believe that content on Tefisc infringes your copyright, please contact us with:
- Identification of the copyrighted work;
- Identification of the allegedly infringing material;
- The location of the material on Tefisc;
- Your contact information;
- A statement explaining your claim; and
- Any other information reasonably necessary for us to investigate.
We may review legitimate complaints and take appropriate action.
23. Privacy
Your use of Tefisc is also governed by our Privacy Policy, which explains how information may be collected, used, and protected.
Our Privacy Policy forms part of these Terms.
24. Changes to These Terms
We may update or modify these Terms from time to time.
When changes are made, we will update the “Last Updated” date at the beginning of this document.
Your continued use of Tefisc after updated Terms are published constitutes acceptance of the updated Terms to the extent permitted by applicable law.
25. Termination or Restriction of Access
We may restrict or terminate your access to Tefisc if we reasonably believe that you:
- Violate these Terms;
- Engage in unlawful activity;
- Attempt to compromise website security;
- Abuse website functionality; or
- Engage in conduct that may harm Tefisc or its users.
Termination does not affect rights or obligations that arose before termination.
26. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of Bangladesh, without regard to conflict-of-law principles.
The courts having appropriate jurisdiction in Bangladesh shall have jurisdiction over disputes arising from or relating to these Terms, subject to applicable law.
27. Severability
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision shall be interpreted or modified to the extent necessary, and the remaining provisions shall continue to apply.
28. Entire Agreement
These Terms, together with our Privacy Policy and any other policies expressly incorporated into these Terms, constitute the agreement governing your use of Tefisc, subject to applicable law.
29. Contact Us
If you have questions about these Terms, copyright concerns, or other legal matters relating to Tefisc, please contact us through the contact information provided on our website.
Tefisc Fact Engine
Website: https://tefisc.com/
Tefisc Fact Engine
Last Updated: August 15, 2026